EMI Calculator

Instantly Calculate Your Loan EMI

Plan your loan repayments with accurate EMI, interest, and amortization breakdown.

Choose loan amount

Your Monthly EMI: ₹0

Total Interest Payable: ₹0
Total Payment (Principal + Interest): ₹0
Breakdown
Amortization (first 12 months)
Amortization preview
#InterestPrincipalBalance
FAQ
How is EMI calculated?

EMI uses the annuity formula based on principal, monthly rate and months.

What is the EMI formula?

EMI = P × r × (1+r)^n / ((1+r)^n − 1)

How to reduce EMI?

Increase tenure, lower rate, or increase down payment.